Compare Home loan rates of all major banks of India. The interest rate in general on home loans is also dependent on interest rate cycle as well. Home Loan interest rates in particular are dependent on the home loan amount, loan tenure and the profile of the borrower.
The borrower’s credit history and score under credit information bureau like CIBIL also has an impact on the home loan interest rate. The rate of interest on home loan can vary from lender to lender.
Bank Name
|
Interest Rate
|
Tenure
|
Other Details
|
 |
8.00% – 9.00%
|
10 – 30 Yrs
|
Rs.10L – Rs.10Crs
|
 |
7.95% – 8.55%
|
10 – 30 Yrs
|
Rs.20L – Rs.10Crs
|
 |
8.10%
|
10 – 30 Yrs
|
Rs.1L Min
|
 |
8.00% – 9.80%
|
10 – 30 Yrs
|
Rs.5L – Rs.10Crs
|
 |
8.95% – 9.70%
|
10 – 30 Yrs
|
Rs.5L Min
|
 |
8.60% 9.40%
|
10 – 30 Yrs
|
Rs.20L Min
|
 |
8.99%
|
10 – 30 Yrs
|
Rs.2L – Rs.3Crs
|
 |
8.25% – 9.35%
|
10 – 30 Yrs
|
Rs.5L – Rs.10Crs
|
 |
8.55% – 8.65%
|
10 – 25 Yrs
|
Rs.3L – Rs.10Crs
|
 |
9.50%
|
10 – 30 Yrs
|
Rs.1L – Rs.5Crs
|
 |
8.55% – 11.50%
|
10 – 30 Yrs
|
Rs.5L – Rs.10Crs
|
 |
8.20%
|
10 – 30 Yrs
|
Rs.5L – Rs.10Crs
|
 |
9.16%
|
10 – 30 Yrs
|
Rs.10L – Rs.15Crs
|
 |
8.50%
|
10 – 30 Yrs
|
Rs.3L – Rs.5Crs
|
 |
8.25% – 9.00%
|
10 – 30 Yrs
|
Rs.5L – Rs.10Crs
|
 |
9.75% – 9.80%
|
10 – 25 Yrs
|
Rs.5L – Rs.5Crs
|
 |
8.80%
|
10 – 20 Yrs
|
Rs.3L – Rs.10Crs
|
 |
8.00% – 8.55%
|
10 – 25 Yrs
|
Rs.30L – Rs.10Crs
|
 |
8.70%
|
10 – 30 Yrs
|
Rs.10L – Rs.5Crs
|
 |
9.95% – 11.00%
|
10 – 25 Yrs
|
Rs.10Crs Max
|
 |
9.45%
|
10 – 30 Yrs
|
Rs.10Crs Max
|
 |
9.75% – 13.00%
|
10 – 25 Yrs
|
Rs.15L – Rs.5Crs
|
Home Loan interest rates can primarily be classified into two categories i.e. fixed rate and floating rate of interest.
There are very few lenders in India who offer pure fixed home loan rates where the rate of interest remains constant for the entire tenure of the home loan, while most lenders have a reset clause of 3-5 years.